Bank Statement Only Loan mortgage program is the perfect option for self-employed. Borrower who needs an alternative Method to show the true cash flow of their business. Borrowers do not have to own 100% of the business. Also, 1099 income loan option is for underserved self-employed borrowers who are 1099 workers. Many freelancers, contractors, gig economy workers, or other self-employed borrowers who file using W9s cannot qualify for mortgage. These underserved borrowers can use 1099 earnings statement in lieu of a tax return to qualify for a mortgage. 1099 income loan is an alternative loan solution that helped many self-employed 1099 earners achieve home ownership.

These terms and requirements are subject to change.

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