Purchase · Conventional
A straightforward path when credit and income are in good shape.
Conventional loans are a strong fit for buyers with solid credit, stable income, and a manageable debt-to-income ratio.
Conventional Home Loan
If your credit is strong and your income is easy to document, conventional is often the first program we compare. It is the standard purchase loan for a primary home.
Down payment, mortgage insurance, and rate all depend on your file. I will show the monthly payment and cash-to-close in plain numbers before you decide.
If conventional is not the best fit, I will say so and we will look at FHA, low down payment, or a specialty program instead.
What to know
Program details depend on the property, credit, and file. I will say so if another option is a better fit.
- Flexible terms on a primary home when you qualify.
- We compare rate, term, down payment, and monthly payment together.
- Gift funds and other details depend on the specific conventional program.
- Free consultation. Clear guidance. No jargon.