No Social Security number? You can still buy a home.
If you have an ITIN, I can help you purchase or refinance. I will tell you exactly what papers to bring—and whether this is a real fit—before you spend weeks gathering documents.
ITIN Home Loan
You want to buy a home. You do not have a Social Security number. That is not a dead end.
ITIN means Individual Taxpayer Identification Number. The IRS issues it. With the right loan, it can be used to buy or refinance a house in California.
Here is the buying question, in one line: can you get a mortgage with an ITIN instead of a Social Security number? For many qualified borrowers, yes. I will look at your ITIN, income, down payment, and credit (or alternative credit) and give you a clear next step.
Bring what you have. I will tell you what is missing. You will not be left guessing.
What to know
Program details depend on the property, credit, and file. I will say so if another option is a better fit.
- No Social Security number? You can still buy a home if you have an ITIN.
- Purchase or refinance. Same conversation. I will tell you which one fits.
- I tell you the papers to bring—not “we’ll see later.”
- One consultation. You leave knowing if this is a real path or not.