Michael Parsi NMLS 1372662

Michael Parsi

 NMLS #1372662   |   (650) 430–7886 

michael.parsi@loanfactory.com.

2195 Tully Road, San Jose, CA 95122

https://www.loanfactory.com/michaelparsi

Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 1372662

Let’s Find the Right Loan for Your Goals—So You Can Dream Big and Move Forward with Confidence

Finding the right home loan requires careful thoughts about your needs, finance, and history. Let us guide you on the right direction.

Purchase

For high credit score and low debt-to-income ratio.

FHA

Less credit requirements and flexible qualification

For a larger loan what my county loan limits will allow.

For vacation home or to build my real estate portfolio.

I have less saved for a down payment and need options.

Expanded Loan Solutions

For a unique financial situation and need other options.

Refinance

.For lowering the interest rate or change the loan terms.

To take cash out of home’s equity.

Specialty Programs

Program allows your clients to qualify based on rental analysis

I want to buy a home, but don’t have a Social Security Number

All In One

I want to combine my home financing with both HELOC and personal banking

Eliminate monthly mortgage payments for those over 62

Perfect option for self-employed who wants to finance a house

 P&L Only  is the perfect for people who need an alternative method.

💬 Let’s Talk—No Pressure, Just Clarity

Curious about your options or have questions about the mortgage process? I offer a complimentary consultation designed to give you honest insights and personalized guidance—without any obligation or commitment.
Whether you’re exploring possibilities or ready to take the next step, I’m here to help you feel confident and informed.
Just click below when you’re ready to start the conversation.

Fill out the short questionnaire on this page to start a discussion about your mortgage needs today!

We pride ourselves on excellent communication and easy accessibility when you need us. We are here to guide you every step of the way.

  • Speak to a Mortgage Professional
  • Free Consultation
  • Competitive Rates & Fees
  • Fast Closing

Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 1372662